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Website Terms of Use & Privacy Statement

Website Terms of Use

Welcome to the Laurel Insurance Agency Inc website ("Laurel") web site ("Site"). This terms & conditions page describes terms upon which you may access and use our Site. By visiting our Site, you agree that you have read and accepted all terms and conditions, including periodic updates without notice.

Ownership of Copyrights, Trademarks, Intellectual Property

You agree that Laurel and/or it's licensors own and reserve all rights for copyright and intellectual property rights to the Site, including materials provided on this Site, unless otherwise expressly indicated. You agree not to copy, download, reproduce, publish, share or transfer content by any means or form, except with prior written permission from Laurel, or as permitted by us in a separate written agreement.

Trademarks or service marks mentioned on this Site are trademarks or registered trademarks of their respective owners. References on our Site to any specific commercial product, process, or service by trade name, trademark, service mark or otherwise does not constitute or imply a specific endorsement or recommendation by Laurel.

Limitations

Laurel makes every reasonable effort to present accurate and reliable information on our Site, however, we do not guarantee the accuracy, completeness, or timeliness of such information. All products displayed on our Site are subject to availability. Armor has no duty to update information contained on our Site, and are not liable for out-dated or incorrect information contained on our Site. We reserve the right to modify, suspend or discontinue the Site (or any part thereof) at any time with or without notice, and are not liable for any modification, suspension or interruption in services.

OUR SITE IS PROVIDED ON AN "AS IS" BASIS, AND NO GUARANTEES OR WARRANTIES, INCLUDING, WITHOUT LIMITATION, ANY EXPRESS WARRANTIES OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR USE OR PURPOSE, PERFORMANCE, INFORMATIONAL CONTENT, ACCURACY, OR SYSTEM INTEGRATION, ARE MADE WITH RESPECT TO THIS SITE, INCLUDING THE INFORMATION CONTAINED ON THIS SITE. IN NO EVENT SHALL LAUREL BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, DIRECT, SPECIAL, INDIRECT, CONSEQUENTIAL, OR INCIDENTAL DAMAGES, OR DAMAGES FOR LOST PROFITS, LOSS OF REVENUE OR LOSS OF USE, ARISING OUT OF YOUR USE OF THIS WEB SITE, EVEN IF ARMOR HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Links to Other Web Sites

Solely as a courtesy to you, we may provide links to other web sites at certain places on our Site; we do not endorse, approve, certify or control any of those web sites. Because we do not have any control over such sites, you agree that Laurel is not responsible for the content, availability, accuracy, completeness, efficacy, or timeliness of information contained on those sites. Use of those sites or any information obtained from those sites is voluntary, and reliance should only be undertaken after an independent review of its accuracy, completeness, efficacy and timeliness.

Governing Law

Any dispute with respect to our Site shall be governed by the laws of the State of California.

Information Only

This Site shall be used for informational purposes only, and nothing on our Site shall be construed to add or modify terms to any existing or future agreements with Laurel.

 

Privacy Statement

Laurel respects the privacy of our Website ("Site") users and confidentiality of information shared with us. The intent of this privacy statement is to disclose privacy practices of our Site.

Information Collected

Our Site may ask you to provide certain information, including your name, address, phone number, email address and other information to respond to your request for an insurance quote, or other information. We may use the information to contact you for feedback on products and services. Our Site also may collect information about visitors, including the manner in which visitors utilize and interact with our Site. This data helps us identify and address visitors' needs. This Site may collect your IP address, track website URLs you visited before and after you visited our Site. We may use your IP address to diagnose server issues, administrate our Site, and to gather general demographic information.

Cookies

Cookies are elements of data that a web site transfers to a user's hard drive for record-keeping purposes while visiting a site. Like most web sites, we may use cookies on certain pages of our Site. Cookies make using the Internet easier by, among other things, saving your passwords and preferences for you. We may also use cookies to deliver content specific to your interests, and other purposes.

Information Disclosures

Information collected by us is generally used for internal purposes, such as fulfilling requests for information, responding to inquiries, compiling Site usage statistics, and analyzing visitor preferences. We may share information collected on our Site with outside parties in order to fulfill your requests for information, or to provide products and services to you. We will share personal information to law enforcement agencies or other governmental agencies when required to do so, or when we believe in our sole discretion that it is necessary to do so in order to comply with legal obligations.

Ownership of Assets

In the event Laurel assets are acquired and/or transferred, customer information may be included in the transferred assets. Laurel is the sole owner of any and all information collected through the use of the Site.

Third Party Sites

This privacy statement only applies to use and disclosure of information we collect from you through our Site. Although you may access other sites through links on our Site, we are not responsible for the privacy practices of third parties, or content of third party sites.

Security

Our Site may employ security measures intended to protect against loss of information which our Site collects. However, our Site requires the use of third party software, hardware and networks in order to function, any component of which may require maintenance, experience problems, or experience breaches of security over which we have no control, and have no obligation to disclose.

Amendments

We may make changes to these information and data collection practices and/or change the functionality of our Site at any time. Review this page for updates and changes each time you visit our Site.

Contact Us

If you have any questions about this privacy statement please contact us.

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Statements on this website are not intended as a promise of insurance coverage, nor of placement with a specific insurance company.